What These Terms Cover
This section sets the binding conditions for access, account use, deposits, withdrawals and requests tied to your profile. The terms apply in India only where local law permits, and any part that conflicts with local law does not apply in that area. When you send money
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by UPI, Paytm, PhonePe or Google Pay, we may check the name, reference and timing before we let the transfer settle. We can pause, refuse or reverse a request if the account data, device record or payment trail does not match the active terms. If we
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update a clause, we post the new wording and use that version from the stated date. Keep your details current so we can match the right record, answer a dispute and process any permitted change without delay.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.